Lightheart Appraisals is available for your FHA loansRest assured that Lightheart Appraisals is an FHA-certified appraisal service in HI. If you have an FHA-secured mortgage, be sure to contact Lightheart Appraisals, as we are approved and qualified to produce FHA reports. A certain amount of the continuing training our staff at Lightheart Appraisals completes deals strictly with understanding the FHA's documentation and their rules and procedures. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. If your loan is FHA insured, that means that it has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The lending company provides all the loaned money; the FHA simply backs the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are formed to benefit low-to-moderate income consumers help meet credit qualifications if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are particularly helpful to those homebuyers with less accessible funding. |